PATHWAY TO QUALIFICATION

Many renters want to become homeowners, but the path to achieving that goal isn’t always clear. Our Pathway to Qualification program is designed to guide first-time buyers, helping you understand where you stand and what steps you can take to prepare for homeownership.

Buy vs Rent Calculator

Buy vs Rent Calculator

Help visitors compare the long-term financial impact of buying a home versus renting. This calculator estimates 10-year housing costs, equity growth, appreciation, and potential wealth gained through ownership.

Buy vs Rent Results

Cumulative Housing Cost

Compare the total cash paid over time for buying versus renting.

Buy cumulative cost Rent cumulative cost

Equity Gained vs Rent Spent

Buying can create equity through appreciation and principal paydown, while rent remains a living expense.

Buyer net equity Renter cumulative cost

Want a personalized buy vs rent analysis?

Numbers on a calculator are helpful. A local strategy is better. Get a custom review of payment options, tax impact, appreciation potential, and homes that fit your goals.

• Compare monthly payment options
• Review likely equity growth over time
• See homes that fit your target budget

Year-by-Year Breakdown

Detailed annual estimate of housing cost, home value, mortgage balance, and buyer equity.

Year Buy Cost Rent Cost Home Value Loan Balance Buyer Equity Buy Advantage
First Time Buyer Guide

Download the Pathway to Qualification Guide

I'LL HELP YOU GET READY TO BUY YOUR FIRST HOME

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